Financial Aid

Federal Financial Aid Programs

Qualifying for Financial Aid

The purpose of Student Financial Aid is to provide financial assistance to qualified students who have the desire to attend Temple Baptist Seminary. The student and his family have the primary responsibility for financing a graduate level education. However, through institutional and federally-funded programs, the student may receive assistance when it is determined that the student and family cannot meet the costs of a seminary education.

Federal loans are available to students enrolled in residency classes only. Residency students taking one or more distance education courses can not apply for federal aid during that year. Need is defined as the difference between the cost of attending Temple Baptist Seminary and the Expected Family Contribution (EFC) toward this cost. The Free Application for Federal Student Aid (FAFSA) is the document from which the EFC is calculated. Room and Board (on- and off-campus), tuition, fees, books, living allowances, and certain miscellaneous expenses are all included in the cost when figuring your financial aid need.

Available Types of Aid

Temple Baptist Seminary is eligible to participate in the Federal Family Educational Loan Program (FFELP). Students enrolled at least half-time (not counting module courses) may be eligible for Subsidized and/or Unsubsidized FFELP loans. For more information, please contact the Seminary office for a loan informational brochure and a Free Application for Federal Student Aid (FAFSA).

Temple Baptist Seminary is also eligible to participate in the Federal Perkins Loan Program and the Federal Work Study Program. Currently, these programs are inactive at the Seminary due to funding, but may become available in the near future.

The Lennon Scholarship is a fund established by Mr. and Mrs. John Lennon to assist qualified candidates in their preparation for the ministry. The recipient of the scholarship must meet the following qualifications:

1. Have a minimum cumulative GPA of 3.50 when applying.
2. Carry full-time residency credit status during the semester receiving the scholarship excluding audits and/or incompletes.
3. Exhibit consistent outstanding qualities of local church leadership both prior to and during the semester for which the scholarship is awarded.
To apply for the Lennon Scholarship, the student must contact the Seminary.

Logos Bible Software is offering a brand-new $1,000.00 tuition scholarship for seminary students given four times a year at Logos Bible Software - 1313 Commercial St - Bellingham WA 98225. 800-878-4191.

Temple Baptist Seminary students from the Chattanooga tri-state area who are pursuing Masters degrees are encouraged to apply for a Dora Maclellan Brown Scholarship Award through the Chattanooga Christian Community Foundation at


The student should submit the Free Application for Federal Student Aid (FAFSA) to the Financial Aid office before the dates listed below. Applications received after these priority dates are considered late. Regardless of need, late applications will not be reviewed and processed until all applications received by the deadline have been evaluated.

For priority awarding, students desiring financial aid should submit the FAFSA to the U.S. Department of Education no later than June 1st for the Fall semester and October 1st for the Spring semester. FAFSA applications submitted after this date will be processed and reviewed but may not be analyzed in time to help you with the registration process and payment of your bill. The FAFSA need only be filed originally once per academic year. FAFSA forms must be completed accurately. If students are unsure of how to answer a question, please call the Seminary at (423) 493-4208 and ask for financial aid. Incomplete or wrong answers will delay the awarding of financial aid.

How to Apply

Step 1: Complete the Free Application for Federal Student Aid (FAFSA) following the instructions provided. The FAFSA may be obtained by contacting the Financial Aide office at 1-800-553-4050, ext 4208, or by calling (423) 493-4208. You may also e-mail your request to Be sure to include your full name, address, and telephone number, along with the semester for which you are applying for financial aid.

IMPORTANT: Enter the U.S. Department of Education’s Code for TBS: G34873.

Step 2: Mail the completed FAFSA to the USDE in the envelope provided.

Step 3: Notify TBS once you receive the results from FAFSA by calling TBS or mailing your Student Aid Report to TBS.

Step 4: If you have received Federal student loans from other institutions, please mail a list of those loans and institutions to the TBS office.

Eligible Seminary Programs

  • Certificate of Biblical Studies (in some cases)
  • Certificate of Christian Ministries (in some cases)
  • Master of Ministry
  • Master of Arts in Biblical Studies
  • Master of Arts in Christian Education
  • Master of Divinity

Satisfactory Academic Progress

Financial aid recipients at Temple Baptist Seminary are required to achieve satisfactory academic progress to be eligible to continue to receive institutional and federal assistance. When the Congress of the United States enacted the Higher Education Amendments of 1976, eligible institutions were directed to define and enforce standards of progress for students receiving federal financial assistance. For the purpose of this policy, students must maintain satisfactory academic progress in the area of quantitative progress and qualitative progress. The specifics of the progress required in both areas are outlined below.

Quantitative: Full-time financial aid recipients will be expected to complete a minimum of 20 hours of academic credit each school year (June 1 to May 31). Eligible students who matriculate at less than full-time level will be treated in accordance with their level of matriculation.

Qualitative: All students are required to maintain a minimum cumulative GPA of 2.00 (masters program) or 3.00 (doctorate program) in order to be considered as making satisfactory qualitative academic progress.

Financial Aid Probation Policy

Students who fail to maintain satisfactory progress, either qualitative or quantitative, will be placed on probation. While on probation students may continue to receive financial aid assistance for up to two semesters. If students make satisfactory academic progress during the semester that they are on probation, they may remain on probation for one more semester. At that point, if students on probation fail to make satisfactory academic progress, they will be suspended. Students who are suspended may not receive financial assistance. To have probation lifted, students must obtain satisfactory academic progress by increasing their GPA’s or making up any deficient credit hours.

Financial Aid Appeals

Students placed on financial aid probation or who have been notified of financial aid suspension may appeal to the Seminary Review Committee if extenuating circumstances exist. Letters for financial aid appeal should be sent to the Director of Financial Aid.

Further Appeals

Should students have concerns or complaints about their program or their financial aid, to the extent possible they should seek a resolution of such matters through the institution’s complaint procedure before involving others. Should the institution be unable to resolve the problem, the student should contact the State Post-secondary Review Program office at the Tennessee Higher Education Commission at 615-532-8276.

Refund Policy for Students Receiving Federal Financial Aid

The U.S. Department of Education requires that educational institutions adopt a fair and equitable tuition refund policy for Federal Financial Aid recipients. Please see “Tuition Withdrawal Schedule and Refund Policy” in this section.

Disbursement of Financial Aid Disbursement checks for loan proceeds are handled through the Seminary business office. Students will be required to endorse their checks over to the Seminary in full, and then request a refund of any overpayment for their non-institutional, yet educational expenses (such as room and board, etc.). A special refund request form is required.

Tuition Withdrawal Schedule

Students (resident, modular, or Distance Education) withdrawing from a course or from the Seminary must process an official withdrawal form. The official withdrawal date is the date the completed form is submitted to the Seminary Office. The fee for course withdrawal is $25.00 per course. The fee for Seminary withdrawal is $100.00 Upon proper, written withdrawal, charges for tuition are applicable to the schedule below.

Resident Students
Matriculation fee is non-refundable. Withdrawal fees apply. All fees are non-refundable.

After registration but before classes begin ................0% of tuition
During the first two weeks of the semester ...............Responsible for 20% of tuition
During the third week of the semester ......................Responsible for 40% of tuition
During the fourth week of the semester ....................Responsible for 60% of tuition
During the fifth week of the semester .......................Responsible for 80% of tuition

No refund after the fifth week.

Modular Students
Matriculation fee is non-refundable. Withdrawal fees apply.

After registration but before classes begin ................Responsible for 0% of tuition
During the first day of the module ............................Responsible for 10% of tuition
During the second day of the module .......................Responsible for 25% of tuition
During the third day of the module ...........................Responsible for 50% of tuition
After the third day of the module .............................Responsible for100% of tuition

Distance Education Students
Tuition adjustments are based on the date of authorized and written withdrawal, not the student's last date of Blackboard® access. Upon authorized and written withdrawal (before the end of five weeks only) charges of tuition are applicable, and students are responsible for tuition costs according to the following schedule:

After registration but before classes begin .................0% of tuition
During the first two weeks of the semester ................Responsible for 20% of tuition
During the third week of the semester ...................... Responsible for 40% of tuition
During the fourth week of the semester .....................Responsible for 60% of tuition
During the fifth week of the semester ........................Responsible for 80% of tuition
No refund after the fifth week.

* Calculations are based upon the course start date

Fee Refund Schedule:
Degree Application fee: ....................................$25.00 (non-refundable)
Registration Fee: .............................................$25.00 per course (non-refundable)
Technology Fee: ..............$50.00 per online course (50% refundable up to 5 weeks)

Refund policy for veterans in the Residency Classes
The Seminary has a pro rata policy for the refund of the unused portion of tuition, fees, and other charges in the event the veteran or eligible person fails to enter the course or withdraws or is discontinued at any time prior to completion.

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