Student Loans

Student Loans

Federal Direct Loan


Year Amount for Dependent Students

Independent (Or Parents denied Plus)

Freshman $5,50O

additional $4,000 unsubsidized
Sophomore $6,500 additional $4,000 unsubsidized
Junior $7,500 additional $5,000 unsubsidized
Senior $7,500 additional $5,000 unsubsidized

The amount of Federal Direct Loan money that a student may receive in a year depends on what year of school they are in. The current maximum is $5,500 for first year students to a maximum of $7,500 for junior and above.

The above figures include both subsidized and unsubsidized Federal Direct Loans. For instance, if you are eligible (based on the FAFSA's EFC calculation) for a $3,000 subsidized Federal Direct Loan during your Freshman year, you may also take a $500 unsubsidized Federal Direct loan during the same year for a total of $3,500.

A low interest variable rate loan (currently 6.8%). Interest may be subsidized in cases where there is remaining need after other aid has been awarded. The loan requires no payments until after a six month grace period which begins when the student leaves school or graduates. The loan is then paid back on a 10 year repayment term. Provisions for extended repayment, deferment and cancellation may be available in some cases.

Apply Now or
Request Information

Discover why TTU could be the Christian University you have been looking for.Tennessee Temple University Get Started!




TTU Intranet

Student Portal

Faculty Portal